ACH Services
Customers Choose How They Pay and You Keep More of Every Sale
With Wingman’s Dual Pricing + ACH solution, your clients see the value, and your business keeps more of its money.
How Our ACH Services Help
Wingman Payments’ ACH services, combined with their dual pricing model, offer businesses a powerful and transparent solution to manage payments, increase profitability, and build stronger customer relationships. They tackle the core problem that businesses shouldn’t be penalized for getting paid, providing a secure and cost-effective alternative to expensive credit card fees and unreliable paper checks. This approach was forged by a father-and-son team who saw too many small businesses overpaying for payment processing and decided to bring clarity and powerful tools back to the industry.
What We Offer
Wingman’s innovative dual pricing + ACH solution empowers businesses to take control of their payment processing costs. It offers customers two transparent payment options at checkout: a lower price for paying with ACH or cash and a credit card price that includes a service fee. This makes the value clear to the customer while allowing the business to keep more of every sale.
Our ACH Solutions & Features
Wingman Payments recognizes that a reliable POS system is crucial for any business that processes payments. We offer various modern and flexible POS systems designed for ease of use and cost efficiency.
Dual Pricing at Checkout:
The checkout screen or invoice clearly displays both the credit card price and the lower ACH or cash price, eliminating confusion for the customer.
Cost Savings
By encouraging customers to choose the lower ACH rate, businesses can significantly reduce or even eliminate the burden of high credit card processing fees.
Payment Automation
The system is built for business efficiency, supporting both automated recurring billing and one-time payments. This removes the administrative hassle of manual invoicing and streamlines cash flow.
Seamless Integration
Wingman’s solution is designed to work with existing technology, including Dejavoo terminals and cloud-based gateways, so businesses can adopt it easily.
Secure and Compliant
All transactions are protected with bank-level security and are fully compliant with PCI and NACHA standards, giving both the business and its customers peace of mind.
Transparent Reporting
Businesses can track how customers pay and how much they save with intuitive reporting, which provides clear insight into the financial benefits of the program.
By providing these comprehensive and tailored solutions, Wingman Payments acts as a financial co-pilot for businesses, handling the complexities of payment processing so they can focus on their core operations and growth.
Problems We Solve with our ACH Services
Wingman Payments’ ACH solution directly addresses the common pain points that frustrate business owners with their payment processing:
High Credit Card Fees
Instead of accepting high fees as a cost of doing business, the dual pricing + ACH model allows businesses to offset these costs by incentivizing lower-cost payment methods.
Manual Invoicing and Checks
ACH automation eliminates the time-consuming and unreliable process of manual invoicing and chasing paper checks, which often delay payment.
Lack of Payment Choice
By providing clear payment options at checkout, Wingman gives customers a voice in how they pay, which can strengthen customer relationships and encourage loyalty.
Hidden Costs
The transparent nature of the dual pricing model means businesses avoid the confusing fee structures and hidden charges often imposed by larger processors, putting control back into their hands.
By addressing these core pain points with Wingman’s Dual Pricing + ACH solution, your clients see the value, and your business keeps more of its money.
What Our Customers Say
Knowledge Center
Increased Processing Fees
Wingman Weekly: Increased Processing Fees For many business owners, increased processing fees is nothing new. As of 2025, 46% of merchants experienced processing rate increases last year. These rate increases hurt a businesses’ bottom line, but the problem...
2026 Guide to Alternative Payment Methods
2026 Guide to Alternative Payment Methods Alternative Payment Methods (APMs) are payment options beyond traditional card entry, and they are one of the most overlooked ways to increase income. When I worked at a movie theater from 2012 to 2023, our payment...
Transparent Pricing
Wingman Weekly: Transparent Pricing George went on a vacation years ago. While looking for lodging in the area, he found a competitive listing on AirBnB. After the trip, there were unexpected fees on his bill, and suddenly that competitive price was well over...
Industry Leading Support
Wingman Weekly: Industry Leading Support Every company strives for industry leading support. Many companies tow the line between great support and cost optimization, but sometimes that line is pushed too far in the wrong direction. At Wingman Payments, We've...
The Benefits of Local Support
Wingman Weekly: The Benefits of Local Support There are many benefits of Local Support when problems need to be solved. For example, if I wanted to change my phone plan to lower my monthly bill, there are a few ways to do that. I could attempt to change it...
Industry Leading Technology
Wingman Weekly: Industry Leading Technology Technology keeps moving. In 2015, tap-to-pay cards took off. Today, Google Pay, Apple Pay, and other digital wallets rank among the most-used payment methods. Payment solutions that don’t keep pace with...
How Merchant Services Impact Business Growth
Wingman Weekly: How Merchant Services Impact Business Growth Merchant Services impact business growth. Businesses, old and new, may not realize ways that their payment solution can be hampering this growth. Some solutions don't support multiple locations opening up,...
To Charge or Not to Charge: A 2026 Merchant Pricing Guide
2026 Merchant Pricing Guide Businesses, old and new, have a vital decision to make in 2026: To Charge or Not to Charge. Card acceptance is essential, yet the processing fees attached to accepting cards can quietly erode margins. To make matters more complex,...
The Ultimate Guide to Cash Discount Programs for Businesses
Introduction Business owners are always looking for ways to reduce expenses and increase profitability. One effective strategy to achieve this is by implementing a cash discount program. If you've been hearing about merchant services and wondering how they can help...
How Dual Pricing Programs Help Business Owners Slash Merchant Fees
President and Founder Mike Kintz leads a hands-on training session, breaking down how Dual Pricing and Cash Discount Programs can save merchants thousands in fees—empowering business owners to keep more of what they earn. You know how much payment processing...










